The first thing that is necessary is to see that there is no debt to be paid. Every soul has a certain debt to pay in life; it may be to his mother or father, his brother or sister, to his husband or wife or friend, or to his children, his race, or to humanity; and if he has not paid what is due, then there are cords with which he is inwardly tied, and they pull him back. Life in the world is fair trade, if one could only understand it, if one knew how many souls there are in this world with whom one is connected or related in some way, or whom we meet freshly every day. To everyone there is something due; and if one has not paid one's obligations, the result is that afterwards one has to pay with interest.