This evening I would like to speak on the question of belief and faith. Very often we confuse the word "belief" with "faith." Belief is a settled thought; as long as thought is wavering, it is not belief. When a person says, "I wonder, is it so or is it not so?", that does not mean belief. He may appear to believe but he does not believe. Belief means the thought has settled in the mind and it is difficult to root it out. And yet belief is not necessarily faith, because faith is the culmination of belief. Faith is that belief which is no longer settled thought, but is in the very being of the person. Although we use the words faith and belief for the same thing in our everyday life, when we come to analyze and understand them from the metaphysical point of view, belief and faith are quite different.