We realize from this that it is important that man should learn first in his life the right use of wealth. This problem can be solved by first considering the question from all points of view, from the moral as well as from the psychological, and also from the social and political point of view: in what way wealth can be rightly acquired. The present chaotic state of the whole world is caused by the lack of this particular knowledge. Today man only knows one thing: he needs money, he must acquire money, and if he has money he must hold on to it. But still the question remains: why does he need money, how can he acquire money, and for what purpose shall he acquire it? Through lack of this knowledge both rich and poor are at a loss.

• The rich everywhere are anxious to hold what they have and are nervous; for if conditions go on as they are now, what will happen tomorrow? Their heart is not at rest, even with money locked up in their safe.
• The moneyless, striving every moment of their life to possess all that the wealthy have got, win it perhaps at the cost of the destruction of a nation or a race, of a moral code, or of culture and beauty and goodness. They only think of how to achieve this and how to take the wealth away from those who now possess it, but not how far they are justified in having the wealth which belongs to another, nor what use they will make of this wealth.